by Anne Galloway vtdigger.org Lawmakers got right to work on opening day of the second half of the biennium. Within an hour of the first gavel fall, senators and representatives were in committee. There they began the work of legislating ‘ of evaluating statutory changes, assessing the effectiveness of programs and listening to the conflicting points of view of state officials, constituents, advocates and lobbyists.By the end of the day, several committees had already voted on draft legislation. A bill to allow child-care workers to unionize passed unanimously out of the Senate Education Committee. A Senate and House conference committee voted out a campaign finance bill that will lift the ceiling on contributions to political parties to $10,000 and allow parties to make contributions in unlimited amounts to candidates.The Vermont Speaker of the House, Shap Smith of Lamoille County, before the start of the 2014 legislative session. Photo by Roger CrowleyOver the course of the next 16 weeks, Vermont’s citizen lawmakers who hail from every corner of the state, will debate and vote on scores of bills addressing issues small and large that affect Vermonters. Everything from whether Burlington can include restrictions on guns in its city charter to regulating police use of Tasers to creating a statewide school calendar. Climate change, an issue that was front and center last year with the appearance of activist Bill McKibben at the Statehouse, doesn’t appear to be a priority. (Rep. Tony Klein urged his colleagues to consider climate change, ‘the most serious problem facing the planet,’ as a factor in every decision they make.)At the top of the list are the state’s annual appropriations for government operations, transportation and capital expenditures. The money issues are the pivot around which all the other legislation takes shape. Without money, it’s hard to pay the state’s bills, let alone launch ambitious programs. And this year will be unusually tight. The difference between the state’s revenues and expenditures is about $70 million this year. Though there have been similar sized gaps in each of the last six years, this year federal and other funds that were previously available have dried up.Click below to listen to Senate President Pro Tem John Campbell’s address.The new mantra in the House and Senate Appropriations committees is ‘results-based budgeting,’ which is shorthand for building more efficiency into state agency budgets. Shumlin has promised to hold the line on new broad-based taxes to support existing government programs, and belt-tightening will likely be part of the equation in the governor’s budget address next week.In an interview, John Campbell, Senate president pro tem, explained how lawmakers will close the gap.‘The priority, of course, is the budget. And what the key is, for me, is to try to balance the budget without raising any revenue. And people say, ‘Well how do you do that?’‘ Campbell said. ‘So, again, you always go back to see how programs are working, whether there are certain costs that are being incurred by certain departments or agencies that may be superfluous or their not getting the result we had intended when we first started the program.’Senate President Pro Tem John Campbell of Windsor County addresses the members on opening day. Photo by Roger CrowleyThe Shumlin administration and the Democratic leadership, which holds a supermajority in the House and Senate, however, will need an infusion of cash or a diversion of resources to address the governor’s top priority this year ‘ addressing the thorny issues of poverty and ‘opiate addiction epidemic.’ Lake Champlain cleanup will also be costly for the state; towns may have to raise taxes to prevent pollution runoff from roads and sewage treatment centers.Money will also dominate the health care reform debate. Gov. Peter Shumlin’s ambitious plans to make Act 48, the state’s universal health care framework, a reality in 2017 will require the Legislature to begin ‘groundtruthing’ (as Sen. Claire Ayer puts it) whether the state can afford to move ahead with the first-in-the-nation ‘single-payer’ medical insurance system.Shumlin made a rare appearance before the House Health Care and Senate Health and Welfare committees to announce that his administration will hire an outside group to analyze the bumpy health care exchange rollout in Vermont. In addition, Lawrence Miller, the secretary of the Agency of Commerce and Community Development, will lend his expertise as an entrepreneur to the Vermont Health Connect team, which has struggled with the insurance enrollment technology for the exchange website.Education spending and funding pressures are building and lawmakers will begin to consider whether to recalibrate the property tax system this year, but it’s unlikely that any major changes to the property tax ‘ or income and sales systems ‘ will be made. 2014 is an election year, and the governor has asked lawmakers to hold off on proposals so that his administration has the political elbow room to develop a tax mechanism for universal health care.Marshaling agreement on the wide variety of contentious issues that will come before the House and the Senate will be no small task. House Speaker Shap Smith who is renowned for his disciplined leadership reminded the 150 lawmakers in the House that no matter what party they are affiliated with, they are unified by the same goals for their constituents and for Vermont as a whole ‘ they merely differ on how to get there.‘We want a healthy economy with good jobs,’ Smith said. ‘We want to make sure that our friends and neighbors have the tools necessary to unlock their individual potential.’ And we want strong, lively, vibrant communities that are safe for our kids and for our neighbors.’‘We don’t always share the same views on how to achieve those goals,’ Smith continued. ‘And that’s good.’ That’s okay.’ Because democracy is about the free exchange of ideas. If we were all a big monolith moving in one direction, we would not serve the constituents and the citizens of this great state as effectively as we do.’VTDigger legislative previewsHealth careEducationLabor issuesEnvironmentEnergyBusiness and financeOpiate bill‘
Related Kestrel brand owner Advanced Sports International (ASI) and Rotapro, Kestrel’s distributor in Portugal, have confirmed Kestrel’s sponsorship of two of Portugal’s rising triathlon stars: long-distance pro Pedro Gomes and age grouper Rodrigo Baltazar.Pedro Gomes made a name for himself when he broke the national record for the fastest time ever recorded by a Portugese athlete across the Ironman distance at the 2010 Ironman Florida. The 4-time Portuguese National Long Course Triathlon Champion and 2-time Long Distance Iberic Cup winner then went on to place 4th in the REV 3 Cedar Point race.“We couldn’t be happier to have Pedro on board this year,” said Kestrel Brand Manager Steve Harad. “He’s already proven himself on a world stage, and now, we’ve got him on one of the best bikes in the world. He’s clearly got a big career ahead of him, and we’re excited to be a part of it.”An injury sidelined Gomes in 2011, but in 2012, he plans to come back with a vengeance. Now under the guidance of world-renown coach Jesse Kropelnicki, Gomes has joined the 2012 QT2 Systems Elite Team with his sights set on the Ironman World Championships in Kona. And he’s chosen Kestrel as the weapon to get him there.“It is a great honour to join Kestrel’s world class team of athletes,” said Gomes. “Kestrel’s been perfecting speed science since 1987, innovating and setting the standard by producing the world’s first all-carbon frame. I’m certain my brand-new Kestrel 4000 will deliver an outstanding performance in every moment.”Also joining the Kestrel family is rising star Rodrigo Baltazar, winner of the 2010 European Long Distance Champion title. Also a native of Portugal, Baltazar placed second at the 2011 European Long Distance Triathlon, after shaving off more than 15 minutes from his previous year’s time.“I’m really proud and happy to collaborate with Kestrel Bicyles,” said Baltazar. “Kestrel offers top-quality bikes with great results in the wind tunnel and on the race course. I’m so looking forward to racing on these fast bikes in 2012.”Kestrel’s distributor Rotapro Ltd sees the sponsorships as a tremendous opportunity to market and grow the Kestrel brand.“These are two very well-know athletes in Portugal, part of the triathlon elite. They’re mentally strong, disciplined, and regimented athletes, which is essential to achieving success,” said Vitor Bastos, Rotapro owner.“We hope they will achieve great results and podiums in both the USA and Europe, where the Kestrel brand is really growing. Training and competing with Kestrel will help everyone involved to achieve the most important goal of marketing the brand.”www.advancedsports.com
Related This year’s Triathlon of Bardolino, which in 2016 will welcome 2,000 triathletes thanks to the interesting addition of a second floor in the transition area, is seeing increasing numbers of registered athletes.Taking place on Saturday 18 June 2016 in Bardolino, Lake Garda, Italy, the 33rd International Triathlon Città di Bardolino will start at 12:30 CET at Lido Cornicello and will finish at the adjacent park in Villa Carrara.Registrations for the event this June are already up 40% on 2015. To celebrate an expected bumper year for the event, and to encourage further registrations, the organizing team, directed by Dante Armanini, has extended the deadline for early bird registration. Athletes can now continue to enter the event for the reduced price of €70 Euros up until 23:59 CET on Sunday 10 April.The competition is organised by the A.S.D. G.S. Bardolino sport team with the support of event patron Dante Armanini and with the technical collaboration of Bardolino sport clubs and neighbouring municipalities, under the auspices of the Italian Triathlon Federation. The event will be held over the Olympic distance, with a 1.5K swim, 40K bike and 10K run. Athletes will be divided into start waves depending on their Italian national ranking score.One figure that has surprised, and encouraged the event organizers, is that currently, among registered athletes at the 2016 Bardolino Triathlon, 50% have not competed in the event previously.Also seen as valuable to the success of this year’s event is the contribution of the various partners of the Bardolino International Triathlon. Sponsors and event partners include: Lamberti, Enervit, Purple Oil, Canyon, Zerowind, Europlan, Top Training, Parc Hotels Italy, Zuegg and Avis.www.triathlonbardolino.it
BRIDGETOWN, Barbados, CMC – Captain Jonathan Carter struck a magnificent career-best hundred as Barbados Pride defied the odds to pull off an exhilarating run chase and upset Trinidad and Tobago Red Force by four wickets here yesterday. Resuming the final day at Kensington Oval on 15 without loss in pursuit of 324 for victory, Pride recovered from a disastrous first session to reach their target late in the evening and notch their third win of the Regional Four-Day season.The left-handed Carter was at the heart of the Pride success, stroking an unbeaten 149, and it was he who hit the winning runs when he smashed off-spinner Bryan Charles over long off for his fourth six. He also lashed 14 fours in an innings which spanned 185 balls in just over 4-½ hours at the crease, and marked his fifth first class hundred and his side’s first of the season.Carter received excellent support from 21-year-old all-rounder Shamar Springer who struck a mature 66 in only his fourth first class game while wicketkeeper Tevyn Walcott again impressed with an unbeaten 48, to follow up his first inning half-century. Left-arm seamer Daniel St Clair finished with two for 59 but Red Force’s spin trip of leg-spinners Imran Khan and Yannic Cariah, along with Charles, all proved ineffective.In fact, curiously, Cariah sent down only seven overs, despite his five-wicket haul in the Pride first innings.Starting the day with the odds in their favour, Red Force quickly made inroads as they removed both openers inside the first hour with 24 runs on the board. Left-hander Shayne Moseley edged St Clair to Jeremy Solozano at first slip to fall for six while Rashidi Boucher nicked one from ex-Test pacer Ravi Rampaul to second slip for 15.Arriving at the crease at 10:37 am, Carter immediately displayed his intent as he put on 29 for the third wicket with Aaron Jones (11), 28 for the fourth wicket with Kevin Stoute (11) and a further 23 for the fifth with Nicholas Kirton (11).However, he lost partners steadily, leaving Pride tottering on 104 for five at lunch. Jones missed a drive at Charles and was bowled, Stoute drove Imran Khan to be caught at cover and Kirton tapped a return catch to Cariah on the stroke of lunch. However, Carter kept his nerves and more importantly, found two willing partners with whom he shared invaluable partnerships. First, he added 128 for the sixth wicket with Springer who struck five fours and a couple of sixes in a knock spanning 105 balls and 127 minutes.Together, they kept Red Force without success in the second session, steering Pride to 229 for five at tea, with Carter reaching triple figures about 25 minutes before the break.Springer, however, fell in the second over following the resumption, lbw to St Clair but Walcott arrived to add a further 94 in an unbroken seventh stand with Carter. Walcott’s knock was a breezy one, requiring just 56 deliveries and including seven fours and his resistance killed off any hopes Red Force had of any late comeback.
Kentucky’s Isaiah Briscoe (13) shoots between Duquesne’s Isiaha Mike, left, Darius Lewis (00) and Tarin Smith during the second half of an NCAA college basketball game, Sunday, Nov. 20, 2016, in Lexington, Ky. (AP Photo/James Crisp)Kentucky moves into the No. 1 spot in The Associated Press college basketball poll, replacing Duke, which dropped to sixth following its final-seconds loss to Kansas in the Champions Classic.The Wildcats (4-0), who also beat then-No. 13 Michigan State in the Champions Classic, received 42 first-place votes from the 65-member national media panel in the poll released Monday . Kentucky was ranked No. 1 for two weeks last season.Defending national champion Villanova (5-0) moved up one spot to second with 21 No. 1 votes following a four-win week that included one at then-No. 15 Purdue.Indiana (3-0), which moved up three places to third, received the other two first-place votes. This is the Hoosiers’ highest ranking since they were third in the next-to-last poll of 2012-13.North Carolina moved up one place to fourth and was followed by Kansas, Duke, Virginia, Arizona, Xavier and Louisville.Gonzaga jumped three spots to 11th and was followed by Creighton and Oregon, which fell from No. 4 to 13th after losing to Baylor.UCLA was No. 14 followed by Saint Mary’s, Wisconsin, Purdue, Syracuse, West Virginia and newcomer Baylor.The last six are Iowa State, Texas, Rhode Island, Michigan State, Michigan and Florida State. Michigan and Florida State, the week’s other newcomers, tied for 25th.Baylor (3-0), Michigan (4-0) and Florida State (4-0) replace Cincinnati and California, which were 24th and 25th last week. Cincinnati and California were both ranked for one week.The Atlantic Coast Conference leads with six ranked teams while the Big Ten and Big 12 have five each.___More AP college basketball: www.collegebasketball.ap.org
#FollowOurJourney: The journey to Croke Park for the participating contenders in the 2019 TG4 Ladies Football Championships begins on Saturday, 13 July. Connacht Champions Galway are up against Kerry. Pictured are Amanda Brosnan of Kerry and Tracey Leonard of Galway with the Brendan Martin Cup at the launch at Croke Park in Dublin. #ProperFan. Photo by Eóin Noonan/Sportsfile Galway captain Tracey Leonard has cited the airing of somehome truths in a team meeting as the catalyst for their replayed TG4 ConnachtSenior Championship final victory over Mayo – and the foundation for the restof their summer. Galway play their first TG4 All-Ireland Senior Championshipgroup game tomorrow (SATURDAY), with Kerry providing the opposition in theGroup 3 tussle, which takes place at O’Moore Park Portlaoise. The game will beshown live on TG4 from 1.45pm. Leinster finalists Westmeath provide the other opposition inthe pool, but a week on from their Connacht final win, Leonard is happy thatGalway are back on the right track.“Two weeks ago when we played Mayo, and that was definitely a‘welcome to championship’ game for us. We sat down the day after and we had todecide where we were going to go from there,” said Leonard, who has alreadyscored 2-9 for her team this summer.“There was a bit of calling out involved. I know it might notbe in some girls’ nature in the camp to call their teammates out, but sometimesit has to be done. Time is ticking, every year (you don’t win) is another yeargone and you have to start calling people out.“We did that and no one took it to heart, but there was a fewaspects of our game that needed changing to get over Mayo.“But we’re happy out now, it’s great to win a Connacht titleany day. Mayo are an up-and-coming team and it’s great to get over them.”With the second placed team from Group 3 set to face the winnersfrom a pool featuring Dublin, Monaghan and Waterford, all of Galway’s rivalswill be keen to claim top spot to avoid a likely clash with the defendingchampions, which piles the pressure on straight away.Leonard says she has always been impressed with Kerry’sfootballing ethos and that she expects a huge challenge from Donal O’Doherty’sside.“Kerry in my opinion have always been a fabulous side.They’re a very physically strong side and it’ll be no different on Saturday.“Kerry in any grade are a real footballing side. We’ll haveto have our bit of homework done on them. Hopefully we can put a game togetherthat will get us over the line.“I know they went down to Division 2 last year and I’m surethat was hard for them. We’ll approach them like any other team because we knowit’s going to be a real battle with them.”Now in her ninth year as an inter-county player it seemsincomprehensible that Leonard has yet to grace Croke Park. None of herteammates have played there either, with Galway’s last game in Jones’s Roadbeing the 2004 All-Ireland final win against Dublin.Looking out at the stadium as it was transformed back to aGAA arena following the Westlife concert last weekend, and speaking at the TG4championship launch, Leonard admitted reaching the last four was a real aim.“I’ve never played here in Croke Park. That’s massive for thegame to have the semi-finals here.“We got to a semi-final last year and have done it a fewtimes, and the group of girls with Galway at the minute I’d say none of themhave played here. It’s great to hear that.“It’s something to target for sure. The ultimate prize is anAll-Ireland final, but to get to a semi-final in Croke Park that’d be amazing.“But winning it [the All-Ireland] is a far away picture andwe have our own tasks with Kerry and Westmeath. They’ll be two right battles towin before we look anywhere else.”print WhatsApp Facebook Twitter Email
SPURS will ask Manchester United to let them have Anthony Martial as part of any deal taking Toby Alderweireld to Old Trafford.Tottenham chief Mauricio Pochettino is ready to let the Belgian go after an injury-plagued season at Wembley but Spurs are determined to drive a hard bargain, valuing Alderweireld at £70m-plus.5 Spurs want Anthony Martial as part of any deal for Toby AlderweireldCredit: PA:Press AssociationThe Londoners know they need to sell now to prevent Alderweireld being able run down his contract or use a clause to move for just £22m next summer.And if any deal is on the table, Tottenham are ready to make their own move for France ace Martial, who has fallen down the United pecking order under Jose Mourinho.Spurs refused to buckle when Alderweireld, 29, demanded a rise to £150,000 per week in order to sign a new deal at the club.Tottenham had offered Alderweireld an increase to £110,000 per week but the negotiations were broken off as the Belgian’s status in the Spurs squad diminished.Tottenham, Man United, PSG… where does Toby Alderweireld’s future lie? 5 Tottenham value defender Alderweireld at £70millionCredit: Getty Images – Getty5 Spurs know they need to sell now to prevent the Belgian running down his contractCredit: PA:Press Association5 Mauricio Pochettino is a big fan of French star MartialCredit: PA:Press Association5 Poch believes he can reignite Martial’s career and that he can provide extra firepower to his attackCredit: PA:Empics SportPochettino made it clear at the end of the season that he regarded Jan Vertonghen and Davinson Sanchez as his first-choice central defensive duo, signalling his readiness to let Alderweireld go.But Poch is keen on landing Martial, who has always impressed against Tottenham with his pace and versatility.The best Premier League goals of the season: what was your favourite?VIDAL JAIL THREAT Arturo Vidal could face up to ten years in jail for ‘GBH’United landed the young Frenchman from Monaco in 2015 in a deal worth up to £58m but he has struggled to make a mark in his two years under Mourinho.Pochettino, though, believes he can reignite Martial’s career and give Spurs extra firepower as they prepare for their return to N17 and their new 62,000 home next season.Some of the funniest moments from this seasons Premier League
FORMER Tottenham flop Clinton N’Jie is being tracked down by the police for driving with a fake license, according to reports.The winger went missing on the field for Spurs since his £9million move in 2015, making just eight Premier League appearances before leaving for Marseille last year.3 Clinton N’Jie is being tracked down my police in MarseilleCredit: Getty – ContributorBut now he’s dodging the cops following an incident that happened on July 22.N’Jie, 25, was pulled over for speeding in his Bentley in Marseille but was released after showing documents and an apparent UK driving licence.But further investigation into the licence reportedly showed numerous suspicious errors.Forgery experts apparently found the DVLA card to be bogus, with a number unknown to the Swansea-based issuing authority.3 Forgery experts believe Clinton N’Jie’s licence to be fakeCredit: Franceinfo 33 The winger flopped at Spurs following his £9m move in 2015Credit: PA:Press Associationmost read in footballBRO MESSAGEBobby Charlton’s touching tribute to Jack revealed as he misses funeral serviceFRESH OUTFITMicah Richards pokes fun at Roy Keane backstage at Sky Sports studiosFALL OF TROYDeeney calls Sky reporter ‘cheeky b******’ after he asks about retirementSHOTS FIREDDenis Irwin’s son trolls Liverpool fans with savage Steven Gerrard tweetPicturedC’MON THE LADSRamos’ becomes dad again as wife gives birth to FOURTH son Maximo AdrianoVideoROY MEANKeane says ‘that’s why they never win anything’ as Villa celebrate staying upPicturedHARRY’S HEROES Kane says goodbye to Tottenham team-mates Vertonghen and VormGREAT SCENERonnie Whelan celebrates with grandson as Liverpool lift Premier League trophyLive Bloggunners newsArsenal transfer news LIVE – Latest updates from the EmiratesRED LETTER DAYKeane and Neville urge Man Utd to invest big after securing Champions LeagueTottenham manager Mauricio Pochettino he has heard nothing about reports linking him with Real Madrid as he does not have social media An image of the licence shown on French TV bore two glaring errors, with N’Jie’s birthplace spelt in the French manner “Cameroun.”Additionally an address cited for the player appeared as “Seven SISTER Road.”Seven Sisters Road is a major highway in north London close to White Hart Lane.A Marseille spokesman refused to comment, insisting: “This is a private matter.”N’Jie came on as a late sub in Marseille’s Europa League clash with Lazio, but was unable to prevent the Ligue 1 side losing 3-1 at home on Thursday night.
Networking. It’s such a dirty word. And with good reason—a lot of people are doing it the wrong way! I first learned how networking isn’t done during my first day in a Capitol Hill office when an oil lobbyist shook my hand and slid his business card into my palm, saying, “Hi there, Peter! Mind if I call you Pete?” My first thought was “Wow, apparently some stereotypes do exist for a reason.” And my second one was, “Actually, I do mind. I bet this guy thinks he’s a really smooth networker.” That isn’t what I’d call networking; it’s what I would call “not-working.” If you’re still reading after the pun, allow me to give you a number of networking tips that I hope you will find useful.First things first. If you want to network, you have to show up and you need to know where to show up! Just like your muscles won’t get exercise if you don’t hit the gym, your networking isn’t going to develop if you’re not regularly attending events. If you’re not consistently attending receptions, you’re missing out.When I relocated to DC years ago, I barely knew anyone, but the nice thing about DC is that almost everyone is from somewhere else, so it’s literally the easiest place in the country to meet people and make new friends. DC attracts all types of people, but for people interested in the conservative/libertarian movement like the readers of this blog, there are a ton of places for you to go to network. Whatever you’re looking for, you’ll find here in the DC-area. In fact, there’s pretty much something going on every night of the week.All of these organizations regularly have speaker events with receptions (frequently no charge) before or after their programs:American Enterprise InstituteAmerica’s Future FoundationAtlas NetworkCato InstituteClare Boothe Luce Policy InstituteFederalist SocietyHeritage FoundationHoover InstitutionHudson InstituteLeadership Institute (monthly Wednesday wake-up club breakfasts, weekend training schools and happy hours)Tocqueville ForumTrinity Forum Young Republicans (DC, Arlington/Fairfax, etc.)Banquets and national conferences like CPAC, ,Values Voters, Federalist Society’s annual National Lawyers Convention, Faith & Freedom Conference, Right Online, etc.Also, feel free to join my email list. Email me at [email protected] and I’ll happily add you to a list I send out about once a week which lists a fairly inclusive listing of events around town.The nice thing about attending these events, particularly in the conservative/libertarian movement is that if you show up to enough events over a short period of time and are half-way social, you can make a lot of new friends. The key is to consistently show up to events over a short period of time. Think about how easily you’ve forgotten another’s name and face before. Typically it’s not for a lack of trying. It’s because it’s actually hard to remember all those names and faces, especially if there’s been a passage of time! It’s much easier for you to be memorable when you’re a regular. Think about your neighborhood bar. Even the bartender knows the dud at the bar’s name, and that’s simply because he’s a regular. Become a regular! And don’t be a dud!More on that in a future post…Peter Redpath is Vice President and Director of the Student Division at the Federalist Society. This blog is the first in a series, based on his remarks at the AFF Networking Lunch in November 2012.
Of course, with all of that activity, the key challenge for fundraisers will be to properly steward these donors to retain and grow them over time. The first step: a really great thank you.For another look at online giving trends, be sure to try out the interactive tool offered by the Chronicle of Philanthropy, powered by Network for Good donation data. How was your year-end fundraising season?At Network for Good, we’re pleased to report growth in all major giving metrics from 2015 and in December. Here’s a brief teaser of our full Digital Giving Index which will be released in the coming weeks. (All stats come from 2015 donation data from the Network for Good platform.) The Last Three Days DominateIf December is the big slice of the pie for the year’s giving, consider the last three days to be the whipped cream on top. December 29, 30, and 31 accounted for 11% of the year’s total donations. Viva procrastination! The Biggest Giving Day of the Year: December 31Even with the growth of #GivingTuesday and other cause- and region-specific giving days, the biggest “giving day” of the year continues to be December 31st. With $15M in donations coming from 40,000 donors, these gifts are driven by the sense of urgency, tax incentives, and maybe a bit of good cheer. December Still MattersIt’s no surprise that we continue to see December be the heavyweight champion of fundraising months. Nearly 30% of all of last year’s dollars came in during the last month of the year. (That said, there’s still a whole lot of giving that happens all year round, so it’s important to have a holistic fundraising strategy for the other 11 months. Need a plan? Download our free template to get started.)